> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.nqoodlet.com/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# KYB/KYC Frequently Asked Questions

### Where to find CR?

* From Ministry of Commerce website: [here](https://mc.gov.sa/en/Pages/default.aspx), watch how [here](https://www.youtube.com/watch?v=Y3CqbRxkrpQ)
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### What is Bank Certificate? How do I export it?

* You can easily request a bank certificate through your bank’s mobile application or website, (The steps may vary depending on the bank). For assistance, you can always contact your bank’s customer service for guidance

### What if we don’t have audited financial statements?

* Share with us Monshaat SME certificate from [here](https://www.monshaat.gov.sa/ar/certificate)

###### Where to find AOA/AOI?

* From Ministry of Commerce [here](https://mc.gov.sa/en/Pages/default.aspx)

### Where to get National address?

* From [here](https://splonline.com.sa/)

### What is source of wealth funds?

* Find template to fill out here or we can fill it out for you during our call 

### What is compliance?

* Compliance refers to adhering to legal and regulatory requirements that govern financial operations. Fintechs must comply with KYC (Know Your Customer) and AML (Anti-Money Laundering) regulations to prevent money laundering and terrorist financing, ensuring safe and ethical operations.
###### 

### What is KYB/KYC?

* KYB (Know Your Business) and KYC (Know Your Customer) are processes to verify the identity of businesses and individuals, ensuring they are legitimate and meet anti-money laundering (AML) regulations.

### How long does the process take?

* After you’ve submitted all the required information as instructed. Our compliance team will review it and respond up to 3 days either with feedback or approval to proceed to next steps.

### Additional documents?

* Additional documents might be asked by the compliance team if needed, such as Iqama, National ID, USA ID, proof of address such as water or electricity bill.

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|| If you are not sure which document is required, you can review the articles on [required documents for companies](https://help.nqoodlet.com/en/article/required-documents-for-companies-y5lvq2/), [required documents for establishments](https://help.nqoodlet.com/en/article/required-documents-for-establishments-uppn3k/), and the [document submission checklist and common mistakes](https://help.nqoodlet.com/en/article/document-submission-checklist-and-common-mistakes-r65zp/).