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Card Types

Nqoodlet provides businesses with different card options through Infinios and local banks, allowing companies to choose the right card based on how and where they need to spend.

Card Types at a Glance

Card Type	Best For	Common Uses	Key Benefit
Infinios Virtual Card	Online business spending	SaaS, advertising, subscriptions, online purchases and vendor payments	Convenient digital card for controlled online business expenses
Infinios Physical Card	General employee spending	POS purchases, travel, meals and day-to-day business expenses	Physical Mastercard for domestic and international business spending
Local Bank Virtual Card	Controlled digital spending	SaaS, advertising, subscriptions, online purchases and vendor payments	Granular controls by merchant category, amount and date
Local Bank mada–Mastercard Card	Everyday local business spending	Local expenses, petty cash, departmental spending and low-value procurement	Wide acceptance in Saudi Arabia through mada, with global Mastercard acceptance
Local Bank World Corporate T&E Card	Premium corporate travel	Flights, hotels, dining, transportation and other travel expenses	Premium travel and expense card with additional benefits and savings
Local Bank Corporate T&E Card	Employee travel and business expenses	Flights, hotels, meals, transportation and approved employee expenses	Dedicated employee spending with monthly statements for easier reconciliation
Local Bank Purchasing Card (P-Card)	Centralized company procurement	Suppliers, B2B purchases and departmental expenditure	Centralizes spending at department or cost-center level

Which Card Is Right for You?

For online spending

Virtual cards are suitable for digital expenses such as subscriptions, advertising, SaaS platforms and online vendor payments.

For everyday spending in Saudi Arabia

The Local Bank mada–Mastercard Card is designed for everyday business expenses, providing wide domestic acceptance through mada while also supporting international Mastercard acceptance.

For employee travel

Local Bank Corporate T&E Cards are designed for approved employee travel and business expenses, with monthly statements to support reconciliation and expense claims.

For premium business travel

The Local Bank World Corporate T&E Card provides the functionality of a corporate T&E card with additional benefits, experiences and savings.

For procurement and departmental spending

Local Bank Purchasing Cards (P-Cards) are designed for centralized B2B expenditure and can be assigned at a department or cost-center level rather than to an individual employee.

Each card serves a different business need. Virtual cards provide digital spending control, mada–Mastercard supports everyday local spending, T&E Cards support employee travel, World Corporate T&E provides a premium travel option, and P-Cards support centralized procurement.

This gives businesses greater flexibility in choosing the right payment method for each type of company expense.

Updated on: 16/08/2026

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