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# Card Types

Nqoodlet provides businesses with different card options through **Infinios and local banks**, allowing companies to choose the right card based on how and where they need to spend.

# Card Types at a Glance

| Card Type | Best For | Common Uses | Key Benefit |
| ---- |
| **Infinios Virtual Card** | Online business spending | SaaS, advertising, subscriptions, online purchases and vendor payments | Convenient digital card for controlled online business expenses |
| **Infinios Physical Card** | General employee spending | POS purchases, travel, meals and day-to-day business expenses | Physical Mastercard for domestic and international business spending |
| **Local Bank Virtual Card** | Controlled digital spending | SaaS, advertising, subscriptions, online purchases and vendor payments | Granular controls by merchant category, amount and date |
| **Local Bank mada–Mastercard Card** | Everyday local business spending | Local expenses, petty cash, departmental spending and low-value procurement | Wide acceptance in Saudi Arabia through mada, with global Mastercard acceptance |
| **Local Bank World Corporate T&E Card** | Premium corporate travel | Flights, hotels, dining, transportation and other travel expenses | Premium travel and expense card with additional benefits and savings |
| **Local Bank Corporate T&E Card** | Employee travel and business expenses | Flights, hotels, meals, transportation and approved employee expenses | Dedicated employee spending with monthly statements for easier reconciliation |
| **Local Bank Purchasing Card (P-Card)** | Centralized company procurement | Suppliers, B2B purchases and departmental expenditure | Centralizes spending at department or cost-center level |

# Which Card Is Right for You?
### 

* **For online spending**
Virtual cards are suitable for digital expenses such as subscriptions, advertising, SaaS platforms and online vendor payments.

* **For everyday spending in Saudi Arabia**
The **Local Bank mada–Mastercard Card** is designed for everyday business expenses, providing wide domestic acceptance through mada while also supporting international Mastercard acceptance.

* **For employee travel**
**Local Bank Corporate T&E Cards** are designed for approved employee travel and business expenses, with monthly statements to support reconciliation and expense claims.

* **For premium business travel**
The **Local Bank World Corporate T&E Card** provides the functionality of a corporate T&E card with additional benefits, experiences and savings.

* **For procurement and departmental spending**
**Local Bank Purchasing Cards (P-Cards)** are designed for centralized B2B expenditure and can be assigned at a department or cost-center level rather than to an individual employee.



|| Each card serves a different business need. Virtual cards provide digital spending control, mada–Mastercard supports everyday local spending, T&E Cards support employee travel, World Corporate T&E provides a premium travel option, and P-Cards support centralized procurement.
This gives businesses greater flexibility in choosing the right payment method for each type of company expense.